Three programmes.
One considered approach.
Each Mentafund programme addresses a specific area of financial knowledge — developed with care and designed for sustained use beyond the sessions themselves.
Back to HomeHow our programmes are structured
Every Mentafund programme follows a progression from context to concept to application. Participants are introduced first to the broader landscape of the topic — the why and the where — before moving into how specific instruments or methods work, and then into practical exercises that apply what has been discussed.
Cohort sizes are kept small by design. This is not a compromise — it is the mechanism through which our programmes deliver the individual attention that makes a meaningful difference. Facilitators adapt session flow to the questions and interests of each group rather than delivering a fixed script.
Budgeting with Purpose Workshop
This workshop is designed for people who have tried conventional budgeting approaches and found them hard to sustain. Rather than imposing rigid expense categories, the programme introduces a method that connects each financial decision to what you actually value — making it more likely to hold over time.
The workshop format encourages participants to work through problems collectively, learning from others' experiences and applying ideas to their own situations during sessions rather than in isolation afterward.
What is covered
- Why traditional budgeting methods fail for most people
- Identifying personal financial values and priorities
- Building a flexible spending plan aligned with intentions
- Adapting the plan when circumstances change
- Maintaining visibility of longer-term goals within a monthly structure
Programme process
Pre-workshop reflection
Participants complete a short self-assessment on current financial habits and areas of difficulty before the first session.
Session One: Values mapping
Group exploration of what participants actually want their money to reflect, using structured facilitation.
Session Two: Plan construction
Hands-on creation of a personalised budget framework using the digital template provided.
30-day follow-up series
Weekly emails reinforcing key concepts and prompting review of the participant's own plan.
Programme process
Session One: Fixed income foundations
What bonds are, how they work, and why they behave differently from equities.
Session Two: Singapore context
Singapore Savings Bonds, MAS T-Bills, and government bonds — with worked examples and a comparison exercise.
Session Three: Portfolio integration
How fixed income fits within a broader investment approach across different life stages.
Reference guide
A comprehensive fixed-income reference document provided at programme completion.
Understanding Bonds & Fixed Income
Most individual investors have limited exposure to fixed-income instruments. This seminar-format programme fills that gap — not by providing investment recommendations, but by developing the understanding needed to evaluate bonds and bond funds with confidence.
Participants explore coupon rates, maturity structures, credit ratings, and interest rate sensitivity through worked examples using real Singapore instruments. The programme also addresses how fixed income might fit within an overall portfolio at different life stages.
What is covered
- How bonds work: coupon, maturity, yield, and price
- Government bonds, corporate bonds, and bond funds compared
- Singapore Savings Bonds and MAS T-Bills in practice
- Reading and interpreting credit ratings
- Interest rate sensitivity and duration explained
- Fixed income allocation across life stages
Women and Wealth Advisory
This programme recognises that many financial topics take on a different character when viewed through the specific experiences women encounter — career interruptions, wage structures, longevity statistics, and single-income periods. These are not marginal considerations; they can significantly shape the financial decisions that matter most.
Delivered as a blend of education and individual advisory, the programme moves at a pace that works for each participant. It is designed for women at any career stage who want a thoughtful, individualised approach to the financial questions that feel most relevant to their situation.
What is covered
- Financial wellness assessment and baseline setting
- Career break planning and CPF impact considerations
- Investment confidence building at your own pace
- Retirement adequacy when employment is interrupted
- Estate planning considerations and terminology
- Personalised action plan developed across sessions
Programme process
Financial wellness assessment
A structured assessment to understand your current situation, priorities, and areas of concern before sessions begin.
Sessions One and Two: Education
Context-building sessions covering the financial landscape relevant to your stage and circumstances.
Sessions Three and Four: Advisory
Individual advisory sessions applying the educational context to your specific situation and developing your action plan.
Personalised action plan
A written plan summarising key priorities and suggested next steps, developed collaboratively over the programme.
Which programme is right for you?
A side-by-side look to help guide your decision.
| Feature | Budgeting Workshop | Bonds & Fixed Income | Women & Wealth |
|---|---|---|---|
| Format | Workshop (group) | Seminar (group) | Advisory (individual) |
| Duration | 4 weeks | 5 weeks | 8 weeks |
| Sessions | 2 + follow-up | 3 | 4 |
| Price | SGD 210 | SGD 440 | SGD 780 |
| Best for | Those wanting practical day-to-day money structure | Those wanting to understand investment instruments beyond equities | Women seeking a personalised, wide-ranging financial perspective |
| Materials included | |||
| Individual advisory component |
Not sure which programme fits? Contact us and we will help you decide based on your situation.
What every Mentafund participant can expect
Data Privacy
Participant information is handled under Singapore's PDPA. No data is shared with third parties.
Current Content
All programme content is reviewed twice yearly to reflect the current Singapore financial environment.
Responsive Support
Questions submitted before, during, or after a programme receive considered responses within one working day.
Qualified Facilitators
All sessions are led by professionals with domain expertise and formal adult education training.
No Product Affiliation
Mentafund has no commercial relationship with any financial product provider. Our perspective is independent.
Feedback-Driven
Every cohort completes a detailed post-programme survey. Results are reviewed and inform future content improvements.
Speak with us before you commit.
We are glad to answer questions about programme content, timing, or suitability. There is no pressure to make a decision immediately.
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